Debt Tracker · Free · No account
A simple list of what you owe, with the balance and payment.
The simple list setup leaves out Lender, Reference, Offer ends and the What column. Each debt has a name, a type, a statement balance and date, a yearly rate, a monthly payment and a payment day. Each payment has a date, an amount and the debt it pays.
- Excel 2016 and later
- Calculations checked in LibreOffice and Google Sheets
- Choose the orderSort debts by yearly rate, highest first, or by balance, smallest first. Choose whether to add Lender, Offer ends and New spending and fees.
- Add each statementOn the Debts sheet, type each debt with its statement balance, statement date, yearly rate, what you pay each month and the payment day.
- Log paymentsOn Payments, pick the debt and type each payment with its date as you make it. The balance now updates on the Debts sheet.
Build your workbook
Preview: Simple debt list. Change the selected dates, categories or layout to update the preview.
JavaScript is required to use the builder. The workbook is made in your browser.
What you get
What is different in this setup
Anyone who wants a short, uncluttered list of what they owe and what they pay, without offers or fees.
- No Lender, Reference or Offer ends columns.
- Payments record payments only, with no spending or fees.
- Sorted by yearly rate, highest first.
Sheets included (6)
- Start HereHow the workbook works, what each sheet is for and the settings used.
- DebtsEach debt once, from its latest statement, with the balance now and the estimates.
- PaymentsEach payment one per row.
- SummaryWhat is owed now, what is being paid, and the estimates.
- ListsEdit the white lists to change dropdown choices. Shaded lists are fixed because formulas use those names.
- SettingsValues used by the workbook, such as reminder windows. Change them here.
File details
- Made for
- Excel 2016 and laterThe download is an .xlsx workbook.
- LibreOffice
- No calculation errors in our testLibreOffice recalculated every formula in the workbook with no error values, such as #VALUE! or #N/A.
- Google Sheets
- Calculations matched Excel in our testGoogle Sheets removes sheet protection and repeated print headings.
- Apple Numbers
- Some calculations do not workMany calculations on the Debts sheet and the Summary sheet do not work in Apple Numbers. Numbers converts list-based dropdowns to plain cells and removes colour markers, sheet protection, frozen headings and number and date validation. Use Excel for these calculations and features.
- Calculations
- The Start Here sheet lists the calculations used in this workbook. Results update from the entries you add.
- Builder privacy
- The builder runs in your browser. The entries used to make the workbook stay on your device. How the utilities work
Questions
Are my builder entries sent to Due Form?
No. The builder uses them in your browser to make the workbook on your device.
Information is sent to Due Form when you submit a form or use another service described on the How it works page.
Can I add a lender column later?
Not to this file. Turn on Lender in the builder, make the file again and copy your debts across.
Does it remind me of a payment day?
Yes. Type the payment day and, within a week, the Check column shows the payment as due until it is logged. Once the day passes it shows a late payment.
Related Due Form edition
DF.024 The Matter File
In production
Record the chronology, contacts, documents and next actions for one unresolved consumer or service matter.
For one dispute with a lender: the chronology, calls and letters
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Tell us what you would like to add, change or fix in the Debt Tracker builder.