Savings Tracker · Free · No account
A sinking fund spreadsheet for costs that come round every year.
The sinking funds setup lists five yearly costs: Car insurance, Christmas, Car service and MOT, Birthdays and Home repairs. Each has a target and a due date, and Needed a month spreads what is left across the months before it. The Summary adds them into one monthly figure.
- Excel 2016 and later
- Calculations checked in LibreOffice and Google Sheets
- Choose the starting goalsStart from one goal, three goals, an emergency fund or sinking funds, or none. Decide whether to add Source and Priority columns.
- Set targets and datesDownload the workbook and, on the Goals sheet, type each goal, its target and the date you want it by. Add anything already saved.
- Log each amountOn Money in and out, pick the goal from the list and type the amount under Added, or under Taken out when you spend it.
Build your workbook
Preview: Sinking fund tracker. Change the selected dates, categories or layout to update the preview.
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What you get
What is different in this setup
Households who want yearly and irregular costs spread across the year instead of landing in one month.
- Five yearly costs, each with its own due date.
- Needed a month for every fund, added up on the Summary.
- No Source column, since the funds are often in one account.
Sheets included (5)
- Start HereHow the workbook works, what each sheet is for and the settings used.
- GoalsEach goal once, with what is saved, left and needed.
- Money in and outEach amount saved, or taken out, one per row. The Goals sheet adds them up.
- SummaryTotals across your goals, what is due next and what was saved each month.
- SettingsValues used by the workbook, such as reminder windows. Change them here.
File details
- Made for
- Excel 2016 and laterThe download is an .xlsx workbook.
- LibreOffice
- No calculation errors in our testLibreOffice recalculated every formula in the workbook with no error values, such as #VALUE! or #N/A.
- Google Sheets
- Calculations matched Excel in our testGoogle Sheets removes sheet protection and repeated print headings.
- Apple Numbers
- Some calculations do not workMany calculations on the Goals sheet and the Summary sheet do not work in Apple Numbers. Numbers converts list-based dropdowns to plain cells and removes colour markers, sheet protection, frozen headings and number and date validation. Use Excel for these calculations and features.
- Calculations
- The Start Here sheet lists the calculations used in this workbook. Results update from the entries you add.
- Builder privacy
- The builder runs in your browser. The entries used to make the workbook stay on your device. How the utilities work
Questions
Are my builder entries sent to Due Form?
No. The builder uses them in your browser to make the workbook on your device.
Information is sent to Due Form when you submit a form or use another service described on the How it works page.
What do I do when a cost is paid?
Log the payment under Taken out, then set a new date for next year on the Goals sheet. The fund starts building again.
Can I add more funds?
Yes. Type each new fund on the next free row of the Goals sheet with a target and a date. It appears in the Summary straight away.
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